/* ==========================================================================
   AGA Capital — hoja de estilos
   Paleta y tipografía de marca: navy #0A2A52 · dorado #C99935
   ========================================================================== */

:root{
  --navy:#0A2A52;
  --navy-900:#071E3C;
  --navy-700:#163B69;
  --navy-500:#2C5288;
  --gold:#C99935;
  --gold-2:#E1B657;
  --gold-soft:#F8EACB;
  --gold-ink:#7A5816;
  --ink:#15263B;
  --muted:#5B6B80;
  --line:#E4E9F0;
  --line-2:#D8E0EA;
  --paper:#FFFFFF;
  --soft:#F6F8FB;
  --shadow-sm:0 2px 8px rgba(10,42,82,.06);
  --shadow:0 18px 44px rgba(10,42,82,.10);
  --shadow-lg:0 30px 70px rgba(10,42,82,.16);
  --r:18px;
  --r-lg:26px;
  --serif:"Fraunces",Georgia,"Times New Roman",serif;
  --sans:"Inter",ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;
  --head-h:76px;
}

*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth;scroll-padding-top:calc(var(--head-h) + 12px);-webkit-text-size-adjust:100%}
body{
  margin:0;font-family:var(--sans);color:var(--ink);background:var(--paper);
  font-size:16.5px;line-height:1.65;-webkit-font-smoothing:antialiased;
}
img,svg{max-width:100%;height:auto;display:block}
a{color:inherit}
button{font:inherit;color:inherit}
::selection{background:var(--gold-soft);color:var(--navy)}

.wrap{width:min(1180px,calc(100% - 40px));margin-inline:auto}
.center{text-align:center}

h1,h2,h3{font-family:var(--serif);font-weight:600;line-height:1.14;letter-spacing:-.015em;color:var(--navy);margin:0 0 .5em}
h1{font-size:clamp(2.3rem,1.2rem + 3.4vw,4.05rem);letter-spacing:-.03em}
h1 em{font-style:normal;color:var(--gold);display:block}
h2{font-size:clamp(1.75rem,1.1rem + 2vw,2.65rem)}
h3{font-size:1.14rem;font-family:var(--sans);font-weight:700;letter-spacing:-.01em}
p{margin:0 0 1rem}
.lead{color:var(--muted);font-size:clamp(1.02rem,.97rem + .25vw,1.15rem);max-width:62ch}

.eyebrow{
  display:inline-flex;align-items:center;gap:.55rem;margin:0 0 1rem;
  font-size:.755rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink);
}
.eyebrow .dot{width:7px;height:7px;border-radius:50%;background:var(--gold);flex:none}
.eyebrow--center{justify-content:center}
.eyebrow--light{color:var(--gold-2)}

.skip-link{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:.8rem 1.2rem;z-index:999}
.skip-link:focus{left:12px;top:12px}

/* ---------- Botones ---------- */
.btn{
  --bg:var(--navy);--fg:#fff;--bd:var(--navy);
  display:inline-flex;align-items:center;justify-content:center;gap:.5rem;
  background:var(--bg);color:var(--fg);border:1.5px solid var(--bd);
  padding:.86rem 1.5rem;border-radius:999px;font-weight:600;font-size:.95rem;
  text-decoration:none;cursor:pointer;transition:transform .18s,box-shadow .18s,background .18s,color .18s,border-color .18s;
  box-shadow:var(--shadow-sm);white-space:nowrap;
}
.btn:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.btn:active{transform:translateY(0)}
.btn--gold{--bg:var(--gold);--bd:var(--gold);--fg:#231703}
.btn--gold:hover{--bg:var(--gold-2);--bd:var(--gold-2)}
.btn--navy{--bg:var(--navy);--bd:var(--navy)}
.btn--navy:hover{--bg:var(--navy-700);--bd:var(--navy-700)}
.btn--ghost{--bg:transparent;--fg:var(--navy);--bd:var(--line-2);box-shadow:none}
.btn--ghost:hover{--bd:var(--navy);--bg:rgba(10,42,82,.04)}
.btn--lg{padding:1.05rem 1.9rem;font-size:1rem}
.btn--sm{padding:.6rem 1.05rem;font-size:.86rem}
.btn--grow{flex:1}
.linkbtn{background:none;border:0;padding:.4rem 0;color:var(--muted);font-size:.88rem;font-weight:600;cursor:pointer;text-decoration:underline;text-underline-offset:3px}
.linkbtn:hover{color:var(--navy)}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:6px}

/* ---------- Barra de utilidad ---------- */
.topbar{background:var(--navy-900);color:#C9D6E6;font-size:.82rem}
.topbar__in{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:40px;padding-block:.35rem}
.topbar__claim{margin:0;letter-spacing:.02em}
.topbar__links{display:flex;gap:1.3rem;align-items:center}
.topbar__links a{display:inline-flex;align-items:center;gap:.4rem;text-decoration:none;font-weight:500;transition:color .18s}
.topbar__links a:hover{color:var(--gold-2)}
.ico{width:15px;height:15px;fill:var(--gold-2);flex:none}
@media (max-width:860px){.topbar__claim{display:none}.topbar__in{justify-content:center}}
@media (max-width:520px){.topbar__links a:last-child{display:none}}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.93);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.header__in{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;min-height:var(--head-h)}
.brand{display:flex;align-items:center;padding-block:.35rem}
.brand img{width:112px;height:auto}
.nav{display:flex;align-items:center;gap:1.55rem}
.nav a{text-decoration:none;font-size:.93rem;font-weight:500;color:var(--ink);position:relative;padding:.25rem 0;transition:color .18s}
.nav a:not(.btn)::after{content:"";position:absolute;left:0;right:100%;bottom:0;height:2px;background:var(--gold);transition:right .25s}
.nav a:not(.btn):hover{color:var(--navy)}
.nav a:not(.btn):hover::after{right:0}
.nav__cta{margin-left:.4rem}
.burger{display:none;width:44px;height:44px;border:1px solid var(--line-2);border-radius:12px;background:#fff;flex-direction:column;justify-content:center;align-items:center;gap:5px;cursor:pointer}
.burger span{width:19px;height:2px;background:var(--navy);border-radius:2px;transition:transform .25s,opacity .25s}
.burger[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger[aria-expanded="true"] span:nth-child(2){opacity:0}
.burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

@media (max-width:1040px){
  .burger{display:flex}
  .nav{position:fixed;inset:calc(var(--head-h) + 40px) 0 auto 0;flex-direction:column;align-items:stretch;gap:0;
       background:#fff;border-bottom:1px solid var(--line);padding:.5rem 20px 1.2rem;box-shadow:var(--shadow);
       transform:translateY(-12px);opacity:0;pointer-events:none;transition:.22s;max-height:calc(100dvh - 120px);overflow:auto}
  .nav.is-open{transform:none;opacity:1;pointer-events:auto}
  .nav a:not(.btn){padding:.85rem .2rem;border-bottom:1px solid var(--line);font-size:1rem}
  .nav__cta{margin:1rem 0 0}
}

/* ---------- Hero ---------- */
.hero{position:relative;overflow:hidden;padding:clamp(3rem,2rem + 4vw,5.5rem) 0 clamp(3rem,2rem + 3vw,4.5rem);
  background:linear-gradient(180deg,#fff 0%,var(--soft) 100%)}
.hero__glow{position:absolute;inset:auto -18% 30% 42%;height:640px;border-radius:50%;
  background:radial-gradient(closest-side,rgba(201,153,53,.16),transparent 72%);filter:blur(8px);pointer-events:none}
.hero__grid{position:relative;display:grid;grid-template-columns:1.06fr .94fr;gap:clamp(2rem,1rem + 3vw,4rem);align-items:center}
.hero__copy h1{margin-bottom:1.1rem}
.hero__actions{display:flex;flex-wrap:wrap;gap:.8rem;margin:1.9rem 0 1.6rem}
@media (max-width:560px){.hero__actions{display:grid}.hero__actions .btn{width:100%}}
.hero__chips{list-style:none;display:flex;flex-wrap:wrap;gap:.5rem .55rem;margin:0;padding:0}
.hero__chips li{
  font-size:.82rem;font-weight:500;color:var(--navy-700);background:#fff;border:1px solid var(--line-2);
  padding:.42rem .85rem;border-radius:999px;display:flex;align-items:center;gap:.45rem;box-shadow:var(--shadow-sm)
}
.hero__chips li::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--gold)}

.quickcard{
  background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(1.5rem,1rem + 1.4vw,2.1rem);
  box-shadow:var(--shadow-lg);position:relative
}
.quickcard::before{content:"";position:absolute;inset:0 0 auto;height:5px;border-radius:var(--r-lg) var(--r-lg) 0 0;
  background:linear-gradient(90deg,var(--navy),var(--gold))}
.quickcard__kicker{margin:.2rem 0 .35rem;font-size:.73rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink)}
.quickcard__title{font-size:1.42rem;margin-bottom:1.05rem}
.quickcard__chips{display:flex;flex-wrap:wrap;gap:.5rem}
.qchip{
  background:var(--soft);border:1.5px solid var(--line-2);border-radius:12px;padding:.62rem .9rem;
  font-size:.875rem;font-weight:600;color:var(--navy);cursor:pointer;transition:.18s
}
.qchip:hover{border-color:var(--gold);background:var(--gold-soft);transform:translateY(-2px)}
.quickcard__foot{margin:1.1rem 0 .6rem;font-size:.83rem;color:var(--muted)}
.quickcard__wsp{display:inline-block;font-size:.86rem;font-weight:600;color:var(--navy);text-decoration:none;border-bottom:1.5px solid var(--gold);padding-bottom:2px}
.quickcard__wsp:hover{color:var(--gold-ink)}

@media (max-width:940px){
  .hero__grid{grid-template-columns:1fr}
  .hero__glow{display:none}
}

/* ---------- Franja de confianza ---------- */
.trust{background:var(--navy);color:#fff;padding:1.9rem 0}
.trust__grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.4rem}
.trust__item{display:flex;flex-direction:column;gap:.15rem;padding-left:1rem;border-left:2px solid rgba(225,182,87,.45)}
.trust__item strong{font-family:var(--serif);font-size:1.22rem;font-weight:600;color:var(--gold-2)}
.trust__item span{font-size:.87rem;color:#C4D2E4;line-height:1.5}
@media (max-width:840px){.trust__grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:460px){.trust__grid{grid-template-columns:1fr}}

/* ---------- Secciones ---------- */
.section{padding:clamp(3.4rem,2rem + 4vw,6rem) 0}
.section--soft{background:var(--soft)}
.section__head{max-width:74ch;margin-bottom:2.6rem}
.section__head--center{margin-inline:auto;text-align:center}
.section__head--center .lead{margin-inline:auto}
.section__head--tight{margin-top:4rem}

.two-col{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(2rem,1rem + 3vw,4.2rem);align-items:start}
.two-col--faq{grid-template-columns:.85fr 1.15fr}
@media (max-width:940px){.two-col{grid-template-columns:1fr}}

.quote{border-left:3px solid var(--gold);padding:.2rem 0 .2rem 1.3rem;margin:1.8rem 0}
.quote h3{font-family:var(--serif);font-size:1.35rem;font-weight:600;color:var(--navy)}
.quote p{color:var(--muted);margin:0}

.cards-stack{display:grid;gap:1rem}
.minicard{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.4rem 1.5rem;box-shadow:var(--shadow-sm);transition:.2s}
.minicard:hover{box-shadow:var(--shadow);transform:translateY(-3px);border-color:var(--line-2)}
.minicard h3{margin-bottom:.35rem;color:var(--navy)}
.minicard p{margin:0;color:var(--muted);font-size:.94rem}

/* ---------- Soluciones ---------- */
.grid-8{display:grid;grid-template-columns:repeat(4,1fr);gap:1.1rem}
@media (max-width:1040px){.grid-8{grid-template-columns:repeat(2,1fr)}}
@media (max-width:560px){.grid-8{grid-template-columns:1fr}}
.scard{
  background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.5rem 1.4rem 1.2rem;
  display:flex;flex-direction:column;box-shadow:var(--shadow-sm);transition:.22s;position:relative;overflow:hidden
}
.scard::after{content:"";position:absolute;inset:auto 0 0 0;height:3px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .28s}
.scard:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--line-2)}
.scard:hover::after{transform:scaleX(1)}
.scard--alt{background:linear-gradient(160deg,#fff,var(--gold-soft))}
.scard__ico{width:44px;height:44px;border-radius:12px;background:var(--soft);border:1px solid var(--line);
  display:grid;place-items:center;margin-bottom:1rem}
.scard__ico svg{width:22px;height:22px;fill:var(--navy)}
.scard h3{margin-bottom:.4rem}
.scard p{font-size:.92rem;color:var(--muted);margin:0 0 .6rem}
.scard__for{font-size:.85rem!important;color:var(--navy-700)!important;background:var(--soft);border-radius:10px;padding:.55rem .7rem;margin-bottom:1rem!important}
.scard--alt .scard__for{background:rgba(255,255,255,.7)}
.scard__for strong{color:var(--navy)}
.scard__cta{
  margin-top:auto;background:none;border:0;border-top:1px dashed var(--line-2);padding:.85rem 0 0;
  text-align:left;font-size:.88rem;font-weight:700;color:var(--navy);cursor:pointer;transition:color .18s
}
.scard__cta:hover{color:var(--gold-ink)}

.band{
  margin-top:2.4rem;background:var(--navy);color:#fff;border-radius:var(--r-lg);
  padding:1.7rem clamp(1.4rem,1rem + 1.5vw,2.4rem);display:flex;align-items:center;justify-content:space-between;gap:1.5rem;flex-wrap:wrap
}
.band p{margin:0;font-size:1.03rem;max-width:60ch;color:#DCE6F1}
.band strong{color:var(--gold-2)}

/* ---------- Diagnóstico ---------- */
.dx{max-width:860px;margin-inline:auto;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);
  padding:clamp(1.5rem,1rem + 2vw,2.6rem);box-shadow:var(--shadow)}
.dx__head{display:flex;align-items:center;gap:1rem;margin-bottom:1.6rem}
.dx__count{font-size:.8rem;font-weight:600;letter-spacing:.05em;color:var(--muted);white-space:nowrap}
.dx__count b{color:var(--navy)}
.dx__bar{flex:1;height:6px;background:var(--soft);border-radius:99px;overflow:hidden;border:1px solid var(--line)}
.dx__bar i{display:block;height:100%;background:linear-gradient(90deg,var(--navy),var(--gold));transition:width .35s ease}
.dx__q{font-family:var(--serif);font-size:clamp(1.35rem,1.1rem + 1vw,1.85rem);font-weight:600;color:var(--navy);margin:0 0 1.3rem;line-height:1.2}
.dx__opts{display:grid;gap:.6rem}
.dx__opt{
  text-align:left;background:#fff;border:1.5px solid var(--line-2);border-radius:14px;padding:.95rem 1.15rem;
  font-size:.96rem;font-weight:500;color:var(--ink);cursor:pointer;transition:.18s;display:flex;align-items:center;gap:.85rem
}
.dx__opt::before{content:"";width:18px;height:18px;border-radius:50%;border:2px solid var(--line-2);flex:none;transition:.18s}
.dx__opt:hover{border-color:var(--gold);background:#FFFCF5;transform:translateX(3px)}
.dx__opt:hover::before{border-color:var(--gold);box-shadow:inset 0 0 0 4px var(--gold)}
.dx__nav{display:flex;justify-content:space-between;align-items:center;margin-top:1.3rem;min-height:32px}
.dx__legal{margin:1.2rem 0 0;font-size:.8rem;color:var(--muted);border-top:1px solid var(--line);padding-top:1rem}

.dxres__top{display:flex;align-items:center;gap:.7rem;margin-bottom:.4rem}
.dxres__badge{background:var(--gold-soft);color:var(--gold-ink);font-size:.72rem;font-weight:700;letter-spacing:.12em;
  text-transform:uppercase;padding:.32rem .7rem;border-radius:99px}
.dxres h3{font-family:var(--serif);font-size:clamp(1.4rem,1.1rem + 1vw,1.9rem);font-weight:600;margin:0 0 1.2rem}
.dxres__list{display:grid;gap:.9rem;margin-bottom:1.4rem}
.dxres__item{border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:14px;padding:1.1rem 1.25rem;background:var(--soft)}
.dxres__item h4{margin:0 0 .3rem;font-size:1.05rem;font-weight:700;color:var(--navy)}
.dxres__item p{margin:0;font-size:.93rem;color:var(--muted)}
.dxres__item--2{border-left-color:var(--navy-500);opacity:.95}
.dxres__cta{display:flex;flex-wrap:wrap;gap:.7rem;align-items:center}

/* ---------- Concepto / proceso ---------- */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}
@media (max-width:860px){.grid-3{grid-template-columns:1fr}}
.bigstep{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.8rem 1.6rem;box-shadow:var(--shadow-sm);position:relative}
.bigstep__n{font-family:var(--serif);font-size:2.6rem;font-weight:600;color:var(--gold);line-height:1;display:block;margin-bottom:.5rem}
.bigstep p{margin:0;color:var(--muted);font-size:.95rem}

.timeline{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.timeline li{padding:1.5rem 1.2rem 1.5rem 0;border-top:2px solid var(--line-2);position:relative}
.timeline li::before{content:"";position:absolute;top:-7px;left:0;width:12px;height:12px;border-radius:50%;background:var(--gold);border:3px solid var(--soft)}
.timeline li span{font-size:.75rem;font-weight:700;letter-spacing:.12em;color:var(--gold-ink)}
.timeline li h3{margin:.3rem 0 .25rem;font-size:1.02rem}
.timeline li p{margin:0;font-size:.89rem;color:var(--muted)}
@media (max-width:940px){.timeline{grid-template-columns:repeat(2,1fr)}}
@media (max-width:520px){.timeline{grid-template-columns:1fr}}

/* ---------- Perfiles ---------- */
.pcard{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.8rem 1.6rem;display:flex;flex-direction:column;box-shadow:var(--shadow-sm);transition:.22s}
.pcard:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.pcard h3{font-family:var(--serif);font-size:1.45rem;font-weight:600;margin-bottom:.15rem}
.pcard__sub{font-size:.8rem!important;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--gold-ink);margin-bottom:.8rem!important}
.pcard p{color:var(--muted);font-size:.95rem}
.pcard__cta{margin-top:auto;background:none;border:0;border-top:1px dashed var(--line-2);padding:.9rem 0 0;text-align:left;
  font-size:.9rem;font-weight:700;color:var(--navy);cursor:pointer}
.pcard__cta:hover{color:var(--gold-ink)}

/* ---------- Por qué AGA (bloque navy) ---------- */
.navyblock{background:var(--navy);color:#DCE6F1;position:relative;overflow:hidden}
.navyblock::before{content:"";position:absolute;top:-160px;right:-120px;width:520px;height:520px;border-radius:50%;
  background:radial-gradient(closest-side,rgba(201,153,53,.20),transparent 70%)}
.navyblock h2,.navyblock h3{color:#fff;position:relative}
.navyblock .lead{color:#B9C9DD}
.grid-5{display:grid;grid-template-columns:repeat(5,1fr);gap:1rem;position:relative}
@media (max-width:1000px){.grid-5{grid-template-columns:repeat(2,1fr)}}
@media (max-width:520px){.grid-5{grid-template-columns:1fr}}
.vcard{background:rgba(255,255,255,.055);border:1px solid rgba(255,255,255,.13);border-radius:var(--r);padding:1.4rem 1.3rem;transition:.2s}
.vcard:hover{background:rgba(255,255,255,.1);transform:translateY(-3px)}
.vcard h3{font-size:1.05rem;margin-bottom:.3rem}
.vcard p{margin:0;font-size:.9rem;color:#B9C9DD}
.principio{
  position:relative;margin:2.6rem auto 2rem;max-width:78ch;text-align:center;font-family:var(--serif);
  font-size:clamp(1.1rem,1rem + .6vw,1.45rem);line-height:1.5;color:#fff;padding:0 1rem
}
.principio::before{content:"“";font-family:var(--serif);font-size:4rem;color:var(--gold);display:block;line-height:.7;margin-bottom:.4rem}

/* ---------- FAQ ---------- */
.faq{display:grid;gap:.6rem}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:0 1.2rem;transition:.2s}
.faq details[open]{border-color:var(--line-2);box-shadow:var(--shadow-sm)}
.faq summary{list-style:none;cursor:pointer;padding:1.05rem 2rem 1.05rem 0;font-weight:600;font-size:.98rem;color:var(--navy);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:.2rem;top:1.35rem;width:9px;height:9px;border-right:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(45deg);transition:transform .25s}
.faq details[open] summary::after{transform:rotate(225deg);top:1.5rem}
.faq p{margin:0 0 1.1rem;color:var(--muted);font-size:.94rem}

/* ---------- Contacto / wizard ---------- */
.contacto{background:linear-gradient(170deg,var(--navy) 0%,var(--navy-900) 100%);color:#DCE6F1}
.contacto__grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(2rem,1rem + 3vw,4rem);align-items:start}
@media (max-width:940px){.contacto__grid{grid-template-columns:1fr}}
.contacto h2{color:#fff}
.contacto .lead{color:#B9C9DD}
.contacto__data{list-style:none;margin:2rem 0;padding:0;display:grid;gap:.1rem}
.contacto__data li{display:flex;gap:1rem;align-items:baseline;padding:.7rem 0;border-bottom:1px solid rgba(255,255,255,.1)}
.contacto__data span{flex:0 0 92px;font-size:.75rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-2)}
.contacto__data a{color:#fff;text-decoration:none;font-weight:500;border-bottom:1px solid transparent}
.contacto__data a:hover{border-color:var(--gold-2)}
.contacto__note{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:var(--r);padding:1.1rem 1.3rem}
.contacto__note strong{color:var(--gold-2);display:block;margin-bottom:.3rem;font-size:.95rem}
.contacto__note p{margin:0;font-size:.85rem;color:#AEC0D6;line-height:1.55}

.wzcard{background:#fff;border-radius:var(--r-lg);box-shadow:var(--shadow-lg);padding:clamp(1.5rem,1rem + 1.8vw,2.4rem);color:var(--ink)}
.wz__head{margin-bottom:1.5rem}
.wz__step{margin:0 0 .55rem;font-size:.79rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.wz__step b{color:var(--navy);margin:0 .18em}
.wz__bar{height:6px;background:var(--soft);border:1px solid var(--line);border-radius:99px;overflow:hidden}
.wz__bar i{display:block;height:100%;background:linear-gradient(90deg,var(--navy),var(--gold));transition:width .35s ease}
.wz__panel{display:none;border:0;padding:0;margin:0;min-inline-size:auto}
.wz__panel.is-active{display:block;animation:fade .28s ease}
@keyframes fade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.wz__panel legend{font-family:var(--serif);font-size:1.4rem;font-weight:600;color:var(--navy);padding:0;margin-bottom:1.1rem;line-height:1.2}
.wz__q{margin:1.2rem 0 .6rem;font-size:.83rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:var(--muted)}
.wz__q:first-of-type{margin-top:0}

.chips{display:flex;flex-wrap:wrap;gap:.5rem}
.chips label{position:relative;cursor:pointer}
.chips input{position:absolute;opacity:0;width:0;height:0}
.chips span{display:block;border:1.5px solid var(--line-2);background:#fff;border-radius:12px;padding:.6rem .9rem;
  font-size:.875rem;font-weight:600;color:var(--ink);transition:.16s}
.chips label:hover span{border-color:var(--gold);background:#FFFCF5}
.chips input:checked + span{border-color:var(--navy);background:var(--navy);color:#fff;box-shadow:var(--shadow-sm)}
.chips input:focus-visible + span{outline:3px solid var(--gold);outline-offset:2px}
.chips.is-error span{border-color:#D8543F}

.field{display:block;margin-top:1rem}
.field__lbl{display:block;font-size:.83rem;font-weight:600;color:var(--navy);margin-bottom:.4rem}
.field__lbl i{font-style:normal;font-weight:400;color:var(--muted)}
.field input,.field select,.field textarea{
  width:100%;border:1.5px solid var(--line-2);border-radius:12px;padding:.8rem .95rem;font:inherit;font-size:.95rem;
  color:var(--ink);background:#fff;transition:.16s
}
.field input::placeholder,.field textarea::placeholder{color:#9AA8B9}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--navy);outline:0;box-shadow:0 0 0 4px rgba(10,42,82,.08)}
.field textarea{resize:vertical;min-height:88px}
.field.is-error input,.field.is-error select,.field.is-error textarea{border-color:#D8543F;background:#FFF7F5}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:.9rem}
@media (max-width:520px){.field-row{grid-template-columns:1fr}}

.check{display:flex;gap:.7rem;align-items:flex-start;margin-top:1.2rem;font-size:.87rem;color:var(--muted);cursor:pointer}
.check input{margin-top:.22rem;width:18px;height:18px;accent-color:var(--navy);flex:none}
.check.is-error{color:#B8412C}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

.wz__resumen{margin-top:1.3rem;background:var(--soft);border:1px dashed var(--line-2);border-radius:14px;padding:1rem 1.15rem;font-size:.87rem}
.wz__resumen h4{margin:0 0 .5rem;font-size:.76rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.wz__resumen dl{margin:0;display:grid;grid-template-columns:auto 1fr;gap:.3rem .8rem}
.wz__resumen dt{color:var(--muted)}
.wz__resumen dd{margin:0;font-weight:600;color:var(--navy)}

.wz__nav{display:flex;gap:.7rem;margin-top:1.8rem}
.wz__err{margin:.9rem 0 0;font-size:.86rem;font-weight:600;color:#B8412C;background:#FFF2EE;border:1px solid #F6C9BC;border-radius:10px;padding:.7rem .9rem}

.wz__ok{text-align:center;padding:1.5rem .5rem}
.wz__ok-ico{width:62px;height:62px;margin:0 auto 1rem;border-radius:50%;background:var(--gold-soft);color:var(--gold-ink);
  display:grid;place-items:center;font-size:1.9rem;font-weight:700}
.wz__ok h3{font-family:var(--serif);font-size:1.6rem;font-weight:600;margin-bottom:.5rem}
.wz__ok p{color:var(--muted);max-width:44ch;margin-inline:auto;margin-bottom:1.4rem}
.wz__ok .btn{margin-bottom:.8rem}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy-900);color:#A9BCD2;padding:3.4rem 0 1.6rem;font-size:.92rem}
.footer__grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.1fr;gap:2rem}
@media (max-width:940px){.footer__grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.footer__grid{grid-template-columns:1fr}}
.footer__logo{width:140px;margin-bottom:1rem}
.footer__claim{max-width:34ch;color:#8FA5BF;font-size:.9rem}
.footer__nav{display:flex;flex-direction:column;gap:.5rem;align-items:flex-start}
.footer__nav h3{color:#fff;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:.4rem;font-family:var(--sans)}
.footer__nav a{text-decoration:none;transition:color .18s}
.footer__nav a:not(.btn):hover{color:var(--gold-2)}
.footer__nav .btn{margin-top:.6rem}
.footer__legal{margin-top:2.6rem;padding-top:1.4rem;border-top:1px solid rgba(255,255,255,.1);
  display:flex;justify-content:space-between;gap:1.5rem;flex-wrap:wrap;font-size:.78rem;color:#7D93AE}
.footer__legal p{margin:0;max-width:62ch}

/* ---------- Barra móvil + FAB ---------- */
.mbar{display:none}
@media (max-width:820px){
  .mbar{
    display:grid;grid-template-columns:1fr 1fr 1.25fr;gap:.5rem;position:fixed;left:0;right:0;bottom:0;z-index:70;
    background:rgba(255,255,255,.97);backdrop-filter:blur(10px);border-top:1px solid var(--line);
    padding:.55rem .7rem calc(.55rem + env(safe-area-inset-bottom));box-shadow:0 -6px 24px rgba(10,42,82,.1)
  }
  .mbar a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:.18rem;text-decoration:none;
    font-size:.72rem;font-weight:600;color:var(--navy);padding:.45rem .3rem;border-radius:12px;background:var(--soft)}
  .mbar svg{width:19px;height:19px;fill:var(--navy)}
  .mbar__cta{background:var(--gold)!important;color:#231703!important;font-size:.88rem!important;justify-content:center}
  body{padding-bottom:70px}
  .fab{display:none!important}
}
.fab{position:fixed;right:20px;bottom:22px;z-index:65;width:56px;height:56px;border-radius:50%;background:#25D366;
  display:grid;place-items:center;box-shadow:0 12px 30px rgba(37,211,102,.4);transition:transform .2s}
.fab:hover{transform:scale(1.07)}
.fab svg{width:30px;height:30px;fill:#fff}

/* ---------- Animación de entrada ---------- */
.reveal{opacity:0;transform:translateY(22px)}
.reveal.is-in{opacity:1;transform:none;transition:opacity .6s ease,transform .6s cubic-bezier(.22,.8,.3,1)}
@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important}
  html{scroll-behavior:auto}
  .reveal{opacity:1;transform:none}
}